Bank Cards: These are chip-based payment cards typically about 86 x 54mm, i.e. ISO/IEC 7810 ID - I size, issued by a bank to its clients to perform various financial Transactions. They contain an embedded microprocessor, a type of small computer that manages data in organized file structure, via a card operating system (COS) based on EMV standards. Unlike other operating systems, this software controls access to the on-card user memory. This capability permits different and multiple functions and/or different applications to reside on the card allowing businesses to issue and maintain a diversity of 'products' through the card. The microprocessor chip contains the information needed to use the card for payment, and is protected by various security features. Chip cards are a more secure alternative to traditional magnetic strip payment cards.
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